You deserve compensation If you suffered injuries from a car accident caused by a negligent driver. However, you have to go through the claims process for that to happen.
It is crucial to understand how everything works once you file a claim. It will help you navigate the process easily while protecting your rights and interests. Below is what you should expect after filing a claim.
Establishing fault
Who was responsible for the accident? Did both drivers share fault? The level of contribution to the accident may determine the amount of compensation due to either party. This is something the insurance company will seek to establish.
Police reports, witness statements, or surveillance footage can all go a long way in determining fault for the crash, although insurance companies may conduct their investigations.
Calculating damages
A serious crash can cause you untold pain and suffering or even affect your ability to work. Your injuries may lower your quality of life and even strain your family relationships. Usually, all these factors and more go into arriving at the value of your claim.
Negotiating a settlement
Insurance companies also do their homework when it comes to calculating these damages. Therefore, you may receive a quick offer soon after the accident, but you should not be quick to accept.
Accepting an offer that does not measure up to your damages is not in your best interests. Usually, there are negotiations involved before a settlement is reached. It is how most claims are settled, out-of-court.
Your other legal options
You also have the option of filing a personal injury lawsuit against the negligent driver. However, you only have two years in which to act before your claim is barred by law.
It is advisable to seek help on the best course of action if you or a loved one is involved in a road accident. It could be just what you need to get fair compensation to cover all the damages suffered.
